Verbseoul.
regular
삭이다sakidato spend (money, time, strength, etc)

To say to spend (money, time, strength, etc) politely in the present tense, use 삭여요 (sah-gyuh-yoh). Below is the full conjugation of 삭이다 across the three tenses and three everyday speech levels.

Conjugation table

TenseCasual (반말)Polite (요)Formal (합니다)
Present
삭여
sah-gyuh
삭여요
sah-gyuh-yoh
삭입니다
sah-geem-nee-dah
Past
삭였어
sah-gyuh-ssuh
삭였어요
sah-gyuh-ssuh-yoh
삭였습니다
sah-gyuh-sseum-nee-dah
Future
삭일 거야
sah-geel- -guh-yah
삭일 거예요
sah-geel- -guh-yae-yoh
삭일 겁니다
sah-geel- -guhm-nee-dah

Other useful forms

Command Polite (세요)
삭이세요
sah-gee-sae-yoh
Suggestion / Let's Polite (요)
삭여요
sah-gyuh-yoh
Question Polite (요)
삭여요?
sah-gyuh-yoh-?
Connective “and” — (고)
삭이고
sah-gee-goh
Conditional “if” — (면)
삭이면
sah-gee-myuhn
Noun form — (기)
삭임
sah-geem