Verbseoul.
하다 verb (adj)
인색하다insaekhadastingy, tight-fisted, cheap

To say stingy, tight-fisted, cheap politely in the present tense, use 인색해요 (een-sae-kae-yoh). Below is the full conjugation of 인색하다 across the three tenses and three everyday speech levels.

Conjugation table

TenseCasual (반말)Polite (요)Formal (합니다)
Present
인색해
een-sae-kae
인색해요
een-sae-kae-yoh
인색합니다
een-sae-kahm-nee-dah
Past
인색했어
een-sae-kae-ssuh
인색했어요
een-sae-kae-ssuh-yoh
인색했습니다
een-sae-kae-sseum-nee-dah
Future
인색할 거야
een-sae-kahl- -guh-yah
인색할 거예요
een-sae-kahl- -guh-yae-yoh
인색할 겁니다
een-sae-kahl- -guhm-nee-dah

Other useful forms

Command Polite (세요)
인색하세요
een-sae-kah-sae-yoh
Suggestion / Let's Polite (요)
인색해요
een-sae-kae-yoh
Question Polite (요)
인색해요?
een-sae-kae-yoh-?
Connective “and” — (고)
인색하고
een-sae-kah-goh
Conditional “if” — (면)
인색하면
een-sae-kah-myuhn
Noun form — (기)
인색함
een-sae-kahm